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Mathematics can help you to maximise your chances of landing the best flat – or the best partner
Probably the second most famous number in mathematics - pipped to the post by the enigmatic pi - e has a value of 2.71828... and crops up wherever the concept of growth is important. It is, for example, intimately related to the way in which the interest in your bank account accumulates.
Suppose that you are looking at different interest-rate packages being offered by banks to invest £1. One is offering to pay 100 per cent interest after one year. That would increase your investment to £2 at the end of one year, which is not too bad. But another bank is offering to pay 50 per cent interest every half-year. That would give you £1.50 after six months, and after a year would increase to £1.50 + £0.75 = £2.25 - making it a better deal than that offered by the first bank. And the third bank is offering 33.3 per cent, added every third of a year. You do the calculations and find that this bank will give you £(1.333)3=£2.37.
And as you divide the year into smaller and smaller chunks, the compounding of the interest works increasingly to your advantage. The mathematician in you has, we hope, realised that the bank which you really want is Bank Infinity (fortunately unaffected by the credit crunch), which divides the year into infinitely small chunks. The maximum balance that you can possibly achieve from this bank is £2.71828 - the same as the magic number e.
As well as maximising your bank balance, e is also the key to helping you to find the best partner. The process of selecting someone with whom to spend the rest of your life may seem like playing life's lottery but, as we discovered in last week's column, mathematics can help you to maximise your Lotto winnings. As with picking out the box with the biggest prize in Deal or No Deal, your decision needn't be made completely randomly: there is a mathematical way to optimise your chances of being lucky in love.
Without overcomplicating matters, mathematical analysis suggests that you should survey the scene for 37 per cent (1/e equals roughly 0.37) of the way through the period that you have set yourself to find a partner. Supposing that you start dating at the age of 16 and aim to find the best partner by the time you reach 60, this would take you to about the age of 32. Then you must choose the next partner who beats all the people you've dated up to that point. It's not going to guarantee you success, but this strategy maximises your chances. Just be sure not to show the formula to your new spouse: it never looks good to be too calculating when it comes to love.
The third episode of Marcus du Sautoy's series The Story of Maths is on BBC Four at 9pm on Monday, October 20